Disclaimer

Everything on Does It Flood? is provided for general informational purposes only, on an ‘as is’ and ‘as available’ basis, without warranties of any kind. The specific limitations below explain what our data does and does not represent.

1. FEMA Data Is Not an Official Flood Determination

We display flood hazard information derived from FEMA sources and other public data. This information may be incomplete, generalized, or out of date, and the flood zone shown here may differ from an official determination for a specific parcel. Only FEMA and authorized parties can issue an official flood zone determination. For the authoritative maps, consult the FEMA Flood Map Service Center (MSC).

2. The 0–100 Risk Score Is a Proprietary Estimate

Our 0–100 risk score is a proprietary estimate produced by our own model using a combination of flood zone, elevation, proximity, and historical data. It is not an official FEMA rating, an insurance rating, an actuarial or underwriting calculation, or a prediction that a particular property will or will not flood. Two homes with the same score can carry very different real-world risk. Treat the score as one research signal among many.

3. AI-Generated Narratives May Be Inaccurate

Some parts of the Service include narratives and recommendations generated by artificial intelligence (large language models). AI-generated content can be inaccurate, incomplete, outdated, or misleading, and may contain errors or “hallucinations.” It is provided for informational purposes only and must be independently verified. Do not rely on AI-generated content as professional advice of any kind.

4. Not Professional Advice

Nothing on Does It Flood? constitutes professional surveying, engineering, insurance, financial, real estate, or legal advice, and no professional relationship is created by your use of the Service. Our data is not a flood insurance policy, a Letter of Map Amendment or Revision, an elevation certificate, or a substitute for any of these.

5. Consult Licensed Professionals Before You Decide

Before making any decision about a property, you should:

• Review the official FEMA flood maps at the FEMA Flood Map Service Center;
• Engage a licensed land surveyor or engineer for site-specific elevation and flood risk;
• Speak with a licensed insurance agent about flood insurance and coverage requirements; and
• Consult other qualified professionals (e.g., legal or financial advisors) as appropriate.

6. Limitation of Liability

To the fullest extent permitted by law, Does It Flood? and its operators disclaim all liability for any loss or damage arising from your reliance on the data, risk scores, or AI-generated content provided through the Service. Your use of the Service is at your own risk. This Disclaimer should be read together with our Terms of Use and Privacy Policy.

7. Contact Us

If you have any questions about this Disclaimer, please contact:

Random Llama Software
Email: legal@doesitflood.com